Auto insurance

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Auto insurance is insurance that protects drivers against losses incurred as a result of car accidents. In California, drivers are required to carry at least a minimum level of personal liability insurance.

Sacramento sad-sack Casey Serin has a rocky history with auto insurance.

At age 18, Casey was involved in a car accident while driving uninsured: "I crashed my car a few months prior and I didn’t have insurance (forgot to send it the paperwork on time)."[1].

He had another accident in 2006, in which his car (a Ford Taurus, according to the now-deleted Earth Mission blog) was totalled, and for which he received a sweet $5000 insurance payout: "Our car was totalled a couple of weeks ago. We finally are receiving the insurance payout of about $5K. Now we must find a car quick!"[2] He invested $3200 of the payout into V-Dubs, his "bittersweet Jetta",[3][4][5] paying $50/month for liability-only auto insurance.[6]

V-Dubs was broken into in April 2007; in the aftermath, Casey revealed that he was once again uninsured: "our auto insurance was canceled due to non-payment."[7]. It is unclear whether his insurance lapsed before, or after, his recent speeding ticket.

As of May 2007, Casey is currently insured: "I bought a new auto insurance policy yesterday for about $550 for six months which required a $180 upfront deposit." [8]

[edit] References

  1. ↑ My View on College], IAFF, March 15th, 2007
  2. ↑ Thanks for the feedback guys..., comment on IAFF, October 18th 2006 at 9:46 pm
  3. ↑ Bitter-Sweet Jetta, photoset on Flickr, November 9th 2006
  4. ↑ Man, I Need a Real Job Or Something, IAFF, November 9th, 2006: "We bought a quality cheap car today."
  5. ↑ One of Those Days :-(, IAFF, November 9th 2006: "The car sux. Another impulse buy."
  6. ↑ Casey Serin - Financial Statement, Google Doc & Spreadsheets, version of January 29th 2007: "auto insurance (liability only)"
  7. ↑ Last Foreclosure… No Houses, No Money, No Stereo, IAFF , April 27th 2007
  8. ↑ I bought a new auto insurance policy..., comment on IAFF, April 28th, 2007 at 5:03 pm
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